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For more information about Wellmark's solutions for Small Businesses, please review the Small Business All Plans Brochure.

Plan Type	Preferred Provider Organization (PPO)			Consumer-Directed
Plan Name	Blue Select^® Copayment	Blue Select^® Primary Plans	Blue Select Premium Saver^SM	Blue Priority HRA^SM	Blue Priority HSA^SM
How Plan Works	Uses flat-dollar copayments for office-based services.	Uses a tiered copay design for office visits. Employees pay for a lower copay for primary care and a higher copay for non-primary care.	Uses a tiered copay design to help keep costs down. Employees pay a lower copay for primary care and a higher copay for non-primary care.	Combines a high-deductible PPO health plan with an employer-funded health reimbursement account (HRA). The HRA reimburses employees for covered health care expenses.	Combines a high-deductible PPO health plan with a health savings account (HSA). The HSA can be used to pay for medical expenses until the deductible is met.
Network	100% of hospitals and 99% of physicians in South Dakota.
Network Out of State	BlueCard^® Network: More than 90% of hospitals and 80% of doctors in the U.S.
Coverage Out of Network?	Yes
Referrals Required?	No
Prescription Drug Coverage Included in Plan	Blue Rx Preferred^SM: Employees pay copayment for prescriptions. Uses tiered copay structure to encourage use of generic or lower-priced drugs.				Covered under health plan. Employees pay full cost of prescriptions and are reimbursed once they meet their deductible.
Health & Wellness	All plans include Health & Wellness Programs

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